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Current Loan Rates

Click Here for a list of Indirect Dealers

Effective 07/01/2008 - 07/31/2008

For Mortgages Call: 618-222-1508 or
Email:
shilohloans@catholicandcommunitycu.com
or eastloans@catholicandcommunitycu.com

*Rates and terms are subject to change without notice. This sheet is for information only and is not a contract. All rates are fixed Annual Percentage Rates (APR). For information or to check current rates, just call 618-233-8073.

Certain loan rates are based on the credit score listed on the members credit report. Please contact a loan processor for details.


New Auto/Truck/Motor Home Rate A new car is 2007 or 2008 model with less than 20,000 miles.

FIXED HOME EQUITY LOANS AT 3.49% APR TILL OCTOBER 1, 2008.

CCCU WILL REWARD YOU $200 JUST FOR BRINGING US YOUR HOME EQUITY LOAN.

DON'T DELAY! ASK LOAN OFFICER FOR DETAILS





Rates as low as 4.50% up to 66 mos. Contact a loan officer for more information. We reward you for having equity in your vehicle!





24 months or 50% down as low as
4.50%
36 months or 40% down as low as
4.50%
48 months or 20% down as low as
4.50%
60 - 66 months as low as
4.50%
67 - 72 months as low as
4.75%
Available only on loans of $15,000 or more dependent on credit .
73 - 84 months as low as
6.90%
Available on loans over $25,000. This term is dependent on credit score.
100% financing is available. $50 charge to refinance CU loan.
Used Auto/Truck/Motor Home
   1-60 mos 61-66 mos 67-72 mos 73-84 mos Extended terms on 2008 - 2004 models dependent on credit.

2001-2000 models the max term is 48 months.

1999 & older max term is 36 mos.






2008 - 2006 as low as
4.50%
as low as
4.75%
as low as
5.00%
as low as
N/A
2005 - 2004 as low as
4.50%
as low as
4.75%
as low as
N/A
N/A
2003- 2002 as low as
5.50%
as low as
N/A
  N/A N/A
2001 - 2000 as low as
6.00%
as low as
N/A
  N/A   N/A
1999 & older as low as
6.75%
as low as
N/A
N/A   N/A

as low as

as low as
N/A   N/A  
$50 charge to refinance CU loan
Current Mortgage Rates
30 Year 6.500% - Zero Points.
20 Year 6.375% - Zero Points.
15 Year 5.875% - Zero Points.
Home Improvement & Home Equity Loans
Up to 60 months 6.00% $200 REWARD TO YOU JUST FOR BRINGING US YOUR HOME EQUITY LOAN.
3.49% APR TILL OCTOBER 1, 2008.

Rates are based on Credit Score. Loans over $50,000 & loans needing an appraisal have a $200 closing cost.

There will be a $200 charge to refinance CU loan.
61-84 months 6.25%
85-120 months 6.75%
Personal Loans for any reasonable purpose
12 months 10.50% All rates are based on credit score  
24 months 12.50% VACATION LOAN SPECIAL. RATES STARTING AT 8.50%  
36 months 13.50%  
Share Secured Loans (Immediate approval) VISA Credit Card        11.9% fixed rate
24 months 5.25% $$$ No annual Fee!     $$$ 25 Day grace period

$$$ No Fee for cash advances!     $$$ Fixed rate



We also have a Free Visa Debit (Check) Card
36 months 5.50%
48 months 5.75%
60 months 6.00%
New Campers, Trailers, ATV's, Jet Ski's and Waverunners Used Campers, Trailers, ATV's, Jet Ski's and Waverunners
2003 or newer 24 months 5.75% 2002-1998
36 months 5.75% 24months at 6.75%
48 months 6.00% 36months at 7.00%
60 months 6.00% 48 months at 7.50 %
Require a 15% downpayment. Terms are dependent on year of the vehicle.
Motorcycle Loans Boat loans
   48 months 60 months 72 months
2004 Or newer 12-60 months 5.75% New Boats 6.50% 6.75% 7.00%
$20k minimum 72 months 6.25% Used Boats 7.25%    *>30K
Motorcycle and Boat loans require a 15% downpayment
  * Qualified members only.    Loan payment for 60 mos at 4.50% APR is $18.65 per $1,000 financed.