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Checking

Checking

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Share Draft Checking

At C&CCU, we offer a unique type of checking called a Share Draft Account. This account is much like the usual checking accounts you’d find at other financial institutions, but without the fees and charges. Our Share Draft Accounts offer:

  • No per-check fees
  • No service charges
  • Free e-statements
  • No minimum balance requirement
  • Interest-earning based on the average daily balance

For more information, or to open your Share Draft Checking Account, stop by one of our offices today!

Ultimate Checking

Make the most of your money with our Ultimate Checking! Earn premium returns on balances up to $25,000, and get refunds on your ATM charges! All you have to do is complete 12 non-PIN transactions with your ATM card per month, and sign up to receive e-statements. There are no minimum balance requirements or monthly fees for this account. If you don’t meet the high-dividend requirements, you’ll simply earn the standard return for that month.

Student Checking

With the guidance and support of an adult co-signer, Student checking account holders will enjoy greater independence with Home Banking and secure E-statements. These free accounts feature a C&CCU Visa debit card, as well as ATM access at 30,000+ surcharge-free ATMs. Plus, all Student checking accounts are linked to the co-signer's accounts, so transfers are quick and convenient.

Rebound Checking

Specifically designed for members who need a second chance at checking, our Rebound Checking is a great way to build a strong financial base. If you have been turned down for a checking account because of ChexSystems or a poor credit history before, you may still qualify for our Rebound Checking account.

ATM Card

This card allows you to access your available funds at the credit union. You can use any Automated Teller Machine that displays the CO-OP, Cirrus or Star logo to check your account balance and withdraw or transfer funds. There are more than 28,000 surcharge-free ATMs! There is no charge at all for using a Catholic & Community Credit Union ATM.

Please note, it is important to alert the credit union if you plan to travel and use your ATM Card. As part of our efforts to decrease fraud, we monitor accounts for unusual activity. ATM Card usage in other states or foreign countries may be flagged as fraudulent, and transactions may be declined. By informing C&CCU of your travel plans, we can make a note on your account and prevent unnecessary delays or interruptions in your account access.

Surcharge-Free ATM locations

We now make it easier and safer to pay from the palm of your hand

Samsung Pay Andriod Pay Apple Pay

Visa® Check Card

With a checking account at the credit union, you may qualify for the convenience of our free Visa Check Card. Use it like a regular ATM card to perform ATM transactions from checking, and take advantage of great purchasing power at any merchant who accepts Visa. Your card works like a credit card, but your purchases are deducted right from your C&CCU checking account.

Please note, it is important to alert the credit union if you plan to travel and use your Visa Check Card. As part of our efforts to decrease fraud, we monitor accounts for unusual activity. Visa Check Card usage in other states or foreign countries may be flagged as fraudulent, and transactions may be declined. By informing C&CCU of your travel plans, we can make a note on your account and prevent unnecessary delays or interruptions in your account access.

If your Visa Check Card is lost or stolen, please call (800) 523-4175.

Open End Lines of Credit

With an Open End Line of Credit, your accounts will be linked to the additional funds you need to cover expenses should you become overdrawn. You won’t pay a dime as long as you don’t require an advance. Limits range from $500 to $1500, there is no annual fee and members can access these funds through debit card transactions, ATM advances or by making a request at the credit union. Protecting your accounts has never been this affordable or convenient! Contact a loan officer to learn more or apply today!

Bill Pay—One simple platform…endless possibilities

When you need to manage your money…pay your bills…even send money to another person…you shouldn’t have to juggle multiple apps and websites to get it all done. Bill Pay is the one central hub where you can take care of your payment from anywhere—on any device, anytime you like. You simply would have to have a checking account with Catholic & Community Credit Union.

  • Bill Pay keeps your information safe every time you log in.
  • All your transactions are private and every connection is secure.
  • Your Personal information is protected no matter what device you’re on.

Frequently Asked Questions about Bill Pay

What is Bill Pay?

Bill pay is a service that allows you to pay virtually anyone or any company through your online checking account. You determine who you want to pay, when you want to make the payment and how much you need to pay. It is safe, secure and easy to use.

Who can I pay with Bill Pay?

You can pay virtually any business or individual with a mailing address within the Unite=d States. For example, you can pay utilities, cable bills or credit cards, or individual such as a landlord, babysitter or relative.

How are online payments delivered?

Payments are sent one of two ways—electronically or by paper checks. The majority of payments are delivered electronically. Your payment information, such as your account number, is sent via secure and encrypted transmission. All other payments are made by paper checks that are mailed via the U.S. Postal Service.